Kurt Nielsen

NMLS: 51724

President

808-334-6201

kurt@emortgagehi.com

Blog

Starter Home vs. Forever Home: Making the Right Choice

Starter Home vs. Forever Home: Making the Right Choice

Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immediate budget, long-term wealth building, and lifestyle fl

Dec 09, 2025 | Purchasing a Home

Buying a Property with Existing Tenants

Buying a Property with Existing Tenants

It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental revenue, but it also entails acquiring established tenant

Dec 02, 2025 | Purchasing a Home

Understanding Your Mortgage Strike Rate: Boost Approval Odds in Hawaii

Understanding Your Mortgage Strike Rate: Boost Approval Odds in Hawaii

What Is a Mortgage Strike Rate and Why Does It Matter for Hawaiian Homebuyers? Imagine submitting a dream home offer in Kailua-Kona, only to face rejection due to overlooked financial details - a scenario far too common in Hawaii's competitive market. You

Nov 13, 2025 | Purchasing a Home

Will Home Prices Drop? Understanding Real Estate Market Trends

Will Home Prices Drop? Understanding Real Estate Market Trends

Home prices have risen significantly in recent years, leaving many prospective buyers wondering if waiting for prices to decline makes sense. Understanding market dynamics and your personal financial readiness helps you make informed decisions about when

Nov 12, 2025 | Purchasing a Home

Pre-Qualify for Jumbo Loans in Hawaii Before Your Visit

Pre-Qualify for Jumbo Loans in Hawaii Before Your Visit

Why Should You Secure Your Jumbo Loan Pre-Qualification Now for Your Hawaii Dream Home? Imagine stepping off the plane in Honolulu, ready to explore stunning oceanfront properties on Oʻahu, only to discover your financing falls short for that perfect high

Nov 12, 2025 | Purchasing a Home

Is a 30-Year Mortgage Right for You?

Is a 30-Year Mortgage Right for You?

Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y

Nov 04, 2025 | Purchasing a Home