Kurt Nielsen

NMLS: 51724

President

808-334-6201

kurt@emortgagehi.com

Blog

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans

Understanding Your Mortgage Strike Rate: Boost Approval Odds in Hawaii

Understanding Your Mortgage Strike Rate: Boost Approval Odds in Hawaii

What Is a Mortgage Strike Rate and Why Does It Matter for Hawaiian Homebuyers? Imagine submitting a dream home offer in Kailua-Kona, only to face rejection due to overlooked financial details - a scenario far too common in Hawaii's competitive market. You

Nov 13, 2025 | Purchasing a Home

Will Home Prices Drop? Understanding Real Estate Market Trends

Will Home Prices Drop? Understanding Real Estate Market Trends

Home prices have risen significantly in recent years, leaving many prospective buyers wondering if waiting for prices to decline makes sense. Understanding market dynamics and your personal financial readiness helps you make informed decisions about when

Nov 12, 2025 | Purchasing a Home

Pre-Qualify for Jumbo Loans in Hawaii Before Your Visit

Pre-Qualify for Jumbo Loans in Hawaii Before Your Visit

Why Should You Secure Your Jumbo Loan Pre-Qualification Now for Your Hawaii Dream Home? Imagine stepping off the plane in Honolulu, ready to explore stunning oceanfront properties on Oʻahu, only to discover your financing falls short for that perfect high

Nov 12, 2025 | Purchasing a Home

Happy Veterans Day!

Happy Veterans Day!

To all the brave men and women who have served our country, thank you for your sacrifice, dedication, and unwavering commitment to protecting our freedom. From all of us at eMortgage Hawaii, we honor you today and every day. Your service has made a lastin

Nov 11, 2025 |